At Worlds Insurance, we strive to provide the best services and insurance products to meet your needs. If you’re not completely satisfied with our services, we offer the following refund policy:

1. Eligibility for Refunds
Refunds may be considered under the following circumstances:

• If you cancel your insurance policy within the cooling-off period, as specified in your policy terms, you may be eligible for a full refund.
• If you experience an issue with a payment processing error, a refund may be issued.
• If services were provided incorrectly or in breach of our agreement, we will review your case for a possible refund.

2. Cooling-Off Period
If you decide to cancel your policy or service within the cooling-off period, typically 10 to 30 days from the date of purchase or contract, you may receive a full refund. This cooling-off period may not apply to all policies, so please refer to the terms of your specific plan for more details.

3. Non-Refundable Items
Some services and products are non-refundable, including but not limited to:

• Payments made after the cooling-off period.
• Custom services or products tailored specifically to your needs.
• Any administrative or processing fees that may apply to your insurance.

4. Refund Processing
Refund requests will be processed according to the method of payment used at the time of purchase. Refunds may take up to 7 to 15 business days to be processed and reflected in your account, depending on your payment method.

5. Exceptions
Worlds Insurance reserves the right to refuse a refund in cases of fraud, abuse, or violation of our Terms of Use.

6. Changes to this Policy
We may update or modify this Refund Policy at any time. Any changes will be posted on this page, and the effective date will be updated accordingly.

By purchasing our services or products, you agree to this Refund Policy.